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== Steps ==
 
== Steps ==
 
===Building Your Career===
 
===Building Your Career===
#Join a professional association. Every field has professional associations. Each field is different. Dues are required. But for students and young professionals they're often low.<ref> http://college.monster.com/training/articles/2131-5-reasons-professional-organizations-are-worth-joining</ref>
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#Join a professional association. Every field has professional associations. Each field is different. Dues are required. But for students and young professionals they're often low.<ref name="rf1"> http://college.monster.com/training/articles/2131-5-reasons-professional-organizations-are-worth-joining</ref>
#*Inquire into a mentorship through your professional association. They sometimes offer them for members at the entry-level or internship position.<ref> http://college.monster.com/training/articles/2131-5-reasons-professional-organizations-are-worth-joining</ref>
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#*Inquire into a mentorship through your professional association. They sometimes offer them for members at the entry-level or internship position.<ref name="rf1" />
#*Request help in finding a job. Professional associations often have job lists that other members provide.<ref> http://college.monster.com/training/articles/2131-5-reasons-professional-organizations-are-worth-joining</ref>
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#*Request help in finding a job. Professional associations often have job lists that other members provide.<ref name="rf1" />
#*Seek help with your professional development. Many associations offer seminars, workshops and literature related to the field they represent.<ref> http://college.monster.com/training/articles/2131-5-reasons-professional-organizations-are-worth-joining</ref>  
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#*Seek help with your professional development. Many associations offer seminars, workshops and literature related to the field they represent.<ref name="rf1" />  
#*Attend your association's annual conference.  It's an excellent way to network. Conferences include job fairs and a chance to connect with potential employers.<ref> http://college.monster.com/training/articles/2131-5-reasons-professional-organizations-are-worth-joining</ref>
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#*Attend your association's annual conference.  It's an excellent way to network. Conferences include job fairs and a chance to connect with potential employers.<ref name="rf1" />
#*Check into scholarships if you're a young association member (high school and college).<ref> http://college.monster.com/training/articles/2131-5-reasons-professional-organizations-are-worth-joining</ref>
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#*Check into scholarships if you're a young association member (high school and college).<ref name="rf1" />
#Move up the ladder.  Make a list of objectives and work toward achieving them.  Be it project manager or editor-in-chief. Build on your career by positioning yourself for a successful future.<ref>http://www.salisbury.edu/careerservices/Alumni/CareerMistakes.html#Strategies</ref>
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#Move up the ladder.  Make a list of objectives and work toward achieving them.  Be it project manager or editor-in-chief. Build on your career by positioning yourself for a successful future.<ref name="rf2">http://www.salisbury.edu/careerservices/Alumni/CareerMistakes.html#Strategies</ref>
#*Think outside of the box. Come up with new ideas for your company through innovative thinking.  Look at the way things are and think about how they could be better.<ref> http://www.inc.com/peter-economy/5-powerful-ways-to-build-a-successful-career-by-the-big-3-0.html</ref>   
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#*Think outside of the box. Come up with new ideas for your company through innovative thinking.  Look at the way things are and think about how they could be better.<ref name="rf3"> http://www.inc.com/peter-economy/5-powerful-ways-to-build-a-successful-career-by-the-big-3-0.html</ref>   
#*Take on projects outside your comfort zone. Taking on more responsibility can help you to learn new skills that will enhance your career.<ref>http://www.investopedia.com/articles/pf/12/leadership-skils.asp</ref>
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#*Take on projects outside your comfort zone. Taking on more responsibility can help you to learn new skills that will enhance your career.<ref name="rf4">http://www.investopedia.com/articles/pf/12/leadership-skils.asp</ref>
#*Solve problems rather than passing them on to other people. Maintain a "can-do" attitude.<ref>http://www.kent.ac.uk/careers/sk/leadership.htm</ref>
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#*Solve problems rather than passing them on to other people. Maintain a "can-do" attitude.<ref name="rf5">http://www.kent.ac.uk/careers/sk/leadership.htm</ref>
#*Ask a mentor to evaluate your strengths and weaknesses to determine if you're moving toward your career objectives.<ref>http://www.salisbury.edu/careerservices/Alumni/CareerMistakes.html#Strategies</ref>
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#*Ask a mentor to evaluate your strengths and weaknesses to determine if you're moving toward your career objectives.<ref name="rf2" />
#*Adapt to new positions. As you move up the ladder recognize that the skills responsible for your promotion may not apply to your  new position. Ask a mentor to evaluate your behavioral skill set to ensure you've kept pace with your promotion.<ref> http://www.salisbury.edu/careerservices/Alumni/CareerMistakes.html#Strategies</ref>
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#*Adapt to new positions. As you move up the ladder recognize that the skills responsible for your promotion may not apply to your  new position. Ask a mentor to evaluate your behavioral skill set to ensure you've kept pace with your promotion.<ref name="rf6"> http://www.salisbury.edu/careerservices/Alumni/CareerMistakes.html#Strategies</ref>
#*Be serious at work. Focus on your job and complete tasks with speed and consistency.<ref>http://www.salisbury.edu/careerservices/Alumni/CareerMistakes.html#Strategies</ref>
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#*Be serious at work. Focus on your job and complete tasks with speed and consistency.<ref name="rf2" />
#*Improve your critical thinking skills. Analytical thinkers can foresee problems and prevent them from happening. Take a workshop or seminar that includes critical thinking methodology exercises.<ref>http://www.gsb.tt/executiveeducation/tobago-open-programmes.html?id=519</ref>
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#*Improve your critical thinking skills. Analytical thinkers can foresee problems and prevent them from happening. Take a workshop or seminar that includes critical thinking methodology exercises.<ref name="rf7">http://www.gsb.tt/executiveeducation/tobago-open-programmes.html?id=519</ref>
#*Network as much as possible. Network within your company and within the community to gain visibility and to establish contacts<ref>http://www.salisbury.edu/careerservices/Alumni/CareerMistakes.html#Strategies.</ref>
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#*Network as much as possible. Network within your company and within the community to gain visibility and to establish contacts<ref name="rf8">http://www.salisbury.edu/careerservices/Alumni/CareerMistakes.html#Strategies.</ref>
#Consider making a lateral move when the time is right. A lateral move within your company or to a new organization can help your career. It gives you the chance to gain additional skills and knowledge.<ref>http://www.salary.com/14-reasons-to-make-a-sideways-career-move/slide/2/</ref> It can help prevent the restlessness and stagnation that sometimes accompanies too much time spent in the same work environment. There are many benefits to a lateral move.
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#Consider making a lateral move when the time is right. A lateral move within your company or to a new organization can help your career. It gives you the chance to gain additional skills and knowledge.<ref name="rf9">http://www.salary.com/14-reasons-to-make-a-sideways-career-move/slide/2/</ref> It can help prevent the restlessness and stagnation that sometimes accompanies too much time spent in the same work environment. There are many benefits to a lateral move.
#*A lateral move might pair you with a good boss or mentor. <ref>http://www.salary.com/14-reasons-to-make-a-sideways-career-move/slide/2/</ref> This is especially appealing if your current job doesn’t have either.
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#*A lateral move might pair you with a good boss or mentor. <ref name="rf9" /> This is especially appealing if your current job doesn’t have either.
#*Moving to a different part of the company that’s more vibrant will lead to more visibility for you.<ref>http://www.salary.com/14-reasons-to-make-a-sideways-career-move/slide/2/</ref>
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#*Moving to a different part of the company that’s more vibrant will lead to more visibility for you.<ref name="rf9" />
#*Moving from one organization or department to another will mean that you’re meeting more people, making more contacts, establishing a bigger network of resources.<ref> http://www.salary.com/14-reasons-to-make-a-sideways-career-move/slide/7/</ref>
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#*Moving from one organization or department to another will mean that you’re meeting more people, making more contacts, establishing a bigger network of resources.<ref name="rf10"> http://www.salary.com/14-reasons-to-make-a-sideways-career-move/slide/7/</ref>
#*Changing to a different department could lead to more advancement opportunities, especially if you’re stagnant in your current department.<ref> http://www.salary.com/14-reasons-to-make-a-sideways-career-move/slide/7/</ref>
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#*Changing to a different department could lead to more advancement opportunities, especially if you’re stagnant in your current department.<ref name="rf10" />
  
 
===Building Financial Stability===
 
===Building Financial Stability===
# Set up a budget that’s realistic and will allow you to follow it consistently.  Make a budget that can absorb the unexpected. A budget is a work in progress.  Your financial situation will constantly change and if your budget has the flexibility to accommodate plenty of variables you can save, pay off debt and  invest to make your money grow.<ref>  http://www.moneycrashers.com/setting-long-term-personal-financial-goals-examples/</ref>
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# Set up a budget that’s realistic and will allow you to follow it consistently.  Make a budget that can absorb the unexpected. A budget is a work in progress.  Your financial situation will constantly change and if your budget has the flexibility to accommodate plenty of variables you can save, pay off debt and  invest to make your money grow.<ref name="rf11">  http://www.moneycrashers.com/setting-long-term-personal-financial-goals-examples/</ref>
#*Track your expenses.  Log all of your expenses for a month so that you’ll know where your money is going. You can use an App or pen and paper but account for everything.<ref> http://www.bankrate.com/finance/financial-literacy/secrets-to-creating-a-budget-1.aspx</ref>
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#*Track your expenses.  Log all of your expenses for a month so that you’ll know where your money is going. You can use an App or pen and paper but account for everything.<ref name="rf12"> http://www.bankrate.com/finance/financial-literacy/secrets-to-creating-a-budget-1.aspx</ref>
#*Allocate about 10% of your income for savings.  Better to do a direct deposit so that you won’t be tempted to spend. <ref> http://www.bankrate.com/finance/financial-literacy/secrets-to-creating-a-budget-1.aspx</ref>
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#*Allocate about 10% of your income for savings.  Better to do a direct deposit so that you won’t be tempted to spend. <ref name="rf12" />
#*Be patient and consistent. Depositing $100 per month means you've saved  $48,000 after 40 years.  Assuming a seven percent annualized rate of return, your $100 per month deposit would equal more than $260,000.<ref>https://www.mutualfundstore.com/define-long-term-financial-goals</ref>
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#*Be patient and consistent. Depositing $100 per month means you've saved  $48,000 after 40 years.  Assuming a seven percent annualized rate of return, your $100 per month deposit would equal more than $260,000.<ref name="rf13">https://www.mutualfundstore.com/define-long-term-financial-goals</ref>
#*Long-term savings should go toward a 401(k).  Aim for maximizing your 401(k) deposits. <ref> http://www.bankrate.com/finance/financial-literacy/secrets-to-creating-a-budget-1.aspx</ref>
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#*Long-term savings should go toward a 401(k).  Aim for maximizing your 401(k) deposits. <ref name="rf12" />
#*Apply about 35% of your savings to housing and utilities. <ref> http://www.bankrate.com/finance/financial-literacy/secrets-to-creating-a-budget-1.aspx</ref>
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#*Apply about 35% of your savings to housing and utilities. <ref name="rf12" />
#*Put aside another 10% if you have specific goals in mind, such as buying a new car or paying for you child’s college education. <ref> http://www.bankrate.com/finance/financial-literacy/secrets-to-creating-a-budget-1.aspx</ref>
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#*Put aside another 10% if you have specific goals in mind, such as buying a new car or paying for you child’s college education. <ref name="rf12" />
#*Cut back on unnecessary spending.  Rent a movie instead of going to the theater. Drop your land phone line. Don’t sign up for cable TV services you don’t need..<ref>https://www.mutualfundstore.com/define-short-term-financial-goals</ref>   
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#*Cut back on unnecessary spending.  Rent a movie instead of going to the theater. Drop your land phone line. Don’t sign up for cable TV services you don’t need..<ref name="rf14">https://www.mutualfundstore.com/define-short-term-financial-goals</ref>   
#*Use the remainder of your income in whatever way you see fit.  Food, entertainment, vacations etc. <ref> http://www.bankrate.com/finance/financial-literacy/secrets-to-creating-a-budget-1.aspx</ref>
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#*Use the remainder of your income in whatever way you see fit.  Food, entertainment, vacations etc. <ref name="rf12" />
 
#Reduce credit card debt. Credit cards place you at one remove from your purchases.  The process insulates you from your spending because you’re using a card (and not money) and don't have concrete "proof" that you're actually spending money. Credit card debt can accumulate quickly.
 
#Reduce credit card debt. Credit cards place you at one remove from your purchases.  The process insulates you from your spending because you’re using a card (and not money) and don't have concrete "proof" that you're actually spending money. Credit card debt can accumulate quickly.
 
#*Implement a plan to pay off credit card debt using your budget. Know exactly how much you can afford to direct toward your credit card debt.
 
#*Implement a plan to pay off credit card debt using your budget. Know exactly how much you can afford to direct toward your credit card debt.
#*Pay off the card with the highest interest rate first, while meeting the minimum payment requirements for other cards. <ref> http://www.bankrate.com/finance/financial-literacy/secrets-to-creating-a-budget-1.aspx</ref>
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#*Pay off the card with the highest interest rate first, while meeting the minimum payment requirements for other cards. <ref name="rf12" />
#*Be consistent in your payments.  Many people reduce the amount they're paying toward a credit card debt when they see the balance going down. <ref> http://www.bankrate.com/finance/financial-literacy/secrets-to-creating-a-budget-1.aspx</ref>
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#*Be consistent in your payments.  Many people reduce the amount they're paying toward a credit card debt when they see the balance going down. <ref name="rf12" />
#*Pay with cash to avoid accumulating more credit card debt. Use cash for groceries, clothes, vacations and non-essentials. <ref> http://www.bankrate.com/finance/financial-literacy/secrets-to-creating-a-budget-1.aspx</ref>
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#*Pay with cash to avoid accumulating more credit card debt. Use cash for groceries, clothes, vacations and non-essentials. <ref name="rf12" />
#Grow your money by investing wisely. You can use your budget surplus to invest. Invest regularly over time in a diversity of places.<ref> http://character-education.info/Money/invest_wisely.htm</ref>
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#Grow your money by investing wisely. You can use your budget surplus to invest. Invest regularly over time in a diversity of places.<ref name="rf15"> http://character-education.info/Money/invest_wisely.htm</ref>
#*Apply 10% of your income to investments.  Alternately, the money you’ve budgeted for savings can be split between savings and your investment needs.<ref>  http://character-education.info/Money/invest_wisely.htm</ref>
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#*Apply 10% of your income to investments.  Alternately, the money you’ve budgeted for savings can be split between savings and your investment needs.<ref name="rf16">  http://character-education.info/Money/invest_wisely.htm</ref>
#*Invest in stocks using an investment firm if you’re not stock-savy. Over the past 70 years stocks have gained an average of 10% per year in value.<ref>  http://character-education.info/Money/invest_wisely.htm</ref>   
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#*Invest in stocks using an investment firm if you’re not stock-savy. Over the past 70 years stocks have gained an average of 10% per year in value.<ref name="rf16" />   
#*Mutual funds are a good choice for the average investor. <ref>  http://character-education.info/Money/invest_wisely.htm</ref>
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#*Mutual funds are a good choice for the average investor. <ref name="rf16" />
#*Offset the potential volatility of stocks by also investing in bonds and CDs.  You’re loaning your money out at interest so the balance is growing although usually not at the same rate as stocks.<ref>  http://character-education.info/Money/invest_wisely.htm</ref>
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#*Offset the potential volatility of stocks by also investing in bonds and CDs.  You’re loaning your money out at interest so the balance is growing although usually not at the same rate as stocks.<ref name="rf16" />
#*Consider using an automated investment service.  Their fees are low.  They match your time horizon and goals with your investment. <ref>http://www.fool.com/investing/general/2015/07/03/3-ways-to-invest-money-wisely-without-spending-a-l.aspx</ref>
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#*Consider using an automated investment service.  Their fees are low.  They match your time horizon and goals with your investment. <ref name="rf17">http://www.fool.com/investing/general/2015/07/03/3-ways-to-invest-money-wisely-without-spending-a-l.aspx</ref>
#*Try regular monthly direct debit investing. It guarantees you’ll be putting money aside for investments, taking the decision about where the money goes out of your hands. <ref>http://www.fool.com/investing/general/2015/07/03/3-ways-to-invest-money-wisely-without-spending-a-l.aspx</ref>
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#*Try regular monthly direct debit investing. It guarantees you’ll be putting money aside for investments, taking the decision about where the money goes out of your hands. <ref name="rf17" />
  
 
===Building Your Personal Life===
 
===Building Your Personal Life===
 
#Make time for your family.  What will you remember when you grow older?  Will it be nailing the Krimsley account?  Or will it be seeing Ben ride a bicycle for the first time? Make a conscious effort to separate work and family time and be “all in” with your family when you’re together.  
 
#Make time for your family.  What will you remember when you grow older?  Will it be nailing the Krimsley account?  Or will it be seeing Ben ride a bicycle for the first time? Make a conscious effort to separate work and family time and be “all in” with your family when you’re together.  
#*Discuss your work hours and expectations with your boss so that you can set some boundaries to prevent work from leeching away at family time.<ref>http://www.careerealism.com/balancing-career-family/</ref>
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#*Discuss your work hours and expectations with your boss so that you can set some boundaries to prevent work from leeching away at family time.<ref name="rf18">http://www.careerealism.com/balancing-career-family/</ref>
 
#*Spend time with your spouse and children even if it means getting everyone together in the morning to exercise or stretch for fifteen minutes before leaving the house.
 
#*Spend time with your spouse and children even if it means getting everyone together in the morning to exercise or stretch for fifteen minutes before leaving the house.
 
#*Institute a "no electronics" rule at the dinner table so that the family will pay attention to each other, rather than to their screens.
 
#*Institute a "no electronics" rule at the dinner table so that the family will pay attention to each other, rather than to their screens.
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#Create a circle of good friends. Lifetime friendships enrich your life. Friendships add texture to your connection with the world because you're sharing experiences, reliving good moments, making bonds with people upon who you can rely.
 
#Create a circle of good friends. Lifetime friendships enrich your life. Friendships add texture to your connection with the world because you're sharing experiences, reliving good moments, making bonds with people upon who you can rely.
 
#*Make a list of people in your life who you feel close to. Invite them to your home for dinner or tea or to watch a movie
 
#*Make a list of people in your life who you feel close to. Invite them to your home for dinner or tea or to watch a movie
.<ref>  http://psychcentral.com/lib/building-and-keeping-a-circle-of-friends/</ref>Your home environment allows for less self-conscious conversation.   
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.<ref name="rf19">  http://psychcentral.com/lib/building-and-keeping-a-circle-of-friends/</ref>Your home environment allows for less self-conscious conversation.   
#*Volunteer for a project or group for which you have conviction.  Strong friendships are more easily made when you work together on areas of  mutual concern and interest.<ref>  http://psychcentral.com/lib/building-and-keeping-a-circle-of-friends/</ref>
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#*Volunteer for a project or group for which you have conviction.  Strong friendships are more easily made when you work together on areas of  mutual concern and interest.<ref name="rf19" />
#*Use your current contacts to make friends. If there are people who you've met briefly through friends and liked, try getting in touch with them through your mutual friend. <ref>http://www.succeedsocially.com/sociallife</ref>
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#*Use your current contacts to make friends. If there are people who you've met briefly through friends and liked, try getting in touch with them through your mutual friend. <ref name="rf20">http://www.succeedsocially.com/sociallife</ref>
 
#*Join a book reading circle. These circles usually meet regularly.  Many of them last for years.  Lifetime friendships are formed over a shared interest.
 
#*Join a book reading circle. These circles usually meet regularly.  Many of them last for years.  Lifetime friendships are formed over a shared interest.
 
#Get involved in activities for which have conviction and to which you connect. What is it that you like to do?  What activities are you drawn to that seem the most authentic and richest in terms of the experiences they provide? Make a list.  
 
#Get involved in activities for which have conviction and to which you connect. What is it that you like to do?  What activities are you drawn to that seem the most authentic and richest in terms of the experiences they provide? Make a list.  
#*Take a class that focuses on an area of interest. Cooking, coding, painting, archery . . . there are numerous classes available.<ref>http://www.job-interview-site.com/goal-setting-the-importance-of-setting-goals-for-career-advancement.</ref>
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#*Take a class that focuses on an area of interest. Cooking, coding, painting, archery . . . there are numerous classes available.<ref name="rf21">http://www.job-interview-site.com/goal-setting-the-importance-of-setting-goals-for-career-advancement.</ref>
 
#*Sign up for a hiking or nature club if you like the outdoors.  
 
#*Sign up for a hiking or nature club if you like the outdoors.  
 
#*Volunteer to be a big brother or big sister.
 
#*Volunteer to be a big brother or big sister.
 
#Take good care of your body.  The physical state in which you arrive at your future can be like a payoff from a good investment.  Take care of yourself so that you'll benefit in later years.  
 
#Take good care of your body.  The physical state in which you arrive at your future can be like a payoff from a good investment.  Take care of yourself so that you'll benefit in later years.  
#*Maintain a healthy diet that includes fresh produce, lean protein sources, dairy products, and whole grains.<ref>http://bodyforlife.com/library/articles/nutrition/shop-smarter-eat-better</ref>
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#*Maintain a healthy diet that includes fresh produce, lean protein sources, dairy products, and whole grains.<ref name="rf22">http://bodyforlife.com/library/articles/nutrition/shop-smarter-eat-better</ref>
 
#*Eat wholesome meals three times a day. When you don’t depend on one big meal daily, your body will reach a level of nourishment that diminishes cravings and helps you to naturally eat less.
 
#*Eat wholesome meals three times a day. When you don’t depend on one big meal daily, your body will reach a level of nourishment that diminishes cravings and helps you to naturally eat less.
#*Make regular visits to your doctor.  Think in terms of “preventive maintenance.” Vaccinations, screenings and regular check-ups can prevent serious illness that adversely affect your future.<ref>http://greatist.com/health/five-reasons-to-see-a-doctor-even-if-you-are-healthy</ref>
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#*Make regular visits to your doctor.  Think in terms of “preventive maintenance.” Vaccinations, screenings and regular check-ups can prevent serious illness that adversely affect your future.<ref name="rf23">http://greatist.com/health/five-reasons-to-see-a-doctor-even-if-you-are-healthy</ref>
#Exercise regularly.  Exercising has countless benefits including reducing the risk of heart disease and prolonging life.<ref>http://www.builtlean.com/2010/10/19/31-reasons-get-in-shape-and-exercise/</ref>  Exercising will help you to maintain normal weight. It will tone your body, strengthen muscles, keep bones strong and improve mood and sleep.<ref>http://teens.webmd.com/benefits-of-exercise</ref>
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#Exercise regularly.  Exercising has countless benefits including reducing the risk of heart disease and prolonging life.<ref name="rf24">http://www.builtlean.com/2010/10/19/31-reasons-get-in-shape-and-exercise/</ref>  Exercising will help you to maintain normal weight. It will tone your body, strengthen muscles, keep bones strong and improve mood and sleep.<ref name="rf25">http://teens.webmd.com/benefits-of-exercise</ref>
#*Try for 150 minutes per week of moderate exercise or 75 minutes of vigorous exercise.<ref> http://www.heart.org/HEARTORG/HealthyLiving/PhysicalActivity/FitnessBasics/American-Heart-Association-Recommendations-for-Physical-Activity-in-Adults_UCM_307976_Article.jsp#.VvvtF-IrLX4</ref>
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#*Try for 150 minutes per week of moderate exercise or 75 minutes of vigorous exercise.<ref name="rf26"> http://www.heart.org/HEARTORG/HealthyLiving/PhysicalActivity/FitnessBasics/American-Heart-Association-Recommendations-for-Physical-Activity-in-Adults_UCM_307976_Article.jsp#.VvvtF-IrLX4</ref>
 
#*Begin by walking 15 minutes or so every other day and gradually increase the time and pace until you're jogging 30 minutes every other day.  
 
#*Begin by walking 15 minutes or so every other day and gradually increase the time and pace until you're jogging 30 minutes every other day.  
#*Alternately, try aerobic exercise, 25 minutes of vigorous activity three days per week.<ref>http://www.heart.org/HEARTORG/HealthyLiving/PhysicalActivity/FitnessBasics/American-Heart-Association-Recommendations-for-Physical-Activity-in-Adults_UCM_307976_Article.jsp#.VvvtF-IrLX4</ref>
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#*Alternately, try aerobic exercise, 25 minutes of vigorous activity three days per week.<ref name="rf27">http://www.heart.org/HEARTORG/HealthyLiving/PhysicalActivity/FitnessBasics/American-Heart-Association-Recommendations-for-Physical-Activity-in-Adults_UCM_307976_Article.jsp#.VvvtF-IrLX4</ref>
#*Build muscle and maintain bone density through strength or resistance training. You can join a gym or work with weights at home.<ref>http://www.nytimes.com/health/guides/specialtopic/physical-activity/recommended-exercise-methods.html</ref>
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#*Build muscle and maintain bone density through strength or resistance training. You can join a gym or work with weights at home.<ref name="rf28">http://www.nytimes.com/health/guides/specialtopic/physical-activity/recommended-exercise-methods.html</ref>
 
#Take care of your mind. When your state of mind is good, you make good decisions about all aspects of your life. You feel better about your life.
 
#Take care of your mind. When your state of mind is good, you make good decisions about all aspects of your life. You feel better about your life.
#*Get enough sleep. Try for a regular sleep schedule. Choose calming activities before bed. No electronics in bed. Being sleepy makes concentration more difficult, raises stress levels and increases mood swings.<ref>http://depts.washington.edu/uwcoe/healthtopics/healthylife.html</ref>  
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#*Get enough sleep. Try for a regular sleep schedule. Choose calming activities before bed. No electronics in bed. Being sleepy makes concentration more difficult, raises stress levels and increases mood swings.<ref name="rf29">http://depts.washington.edu/uwcoe/healthtopics/healthylife.html</ref>  
#*Steer clear of drugs and alcohol. Keep your mind sharp.<ref>http://depts.washington.edu/uwcoe/healthtopics/healthylife.html</ref>
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#*Steer clear of drugs and alcohol. Keep your mind sharp.<ref name="rf29" />
  
 
== Tips ==
 
== Tips ==
 
*SMART goals are Specific, Measurable, Attainable, Relevant and Timed.
 
*SMART goals are Specific, Measurable, Attainable, Relevant and Timed.
*Manage your time well. Respond quickly to business calls. Turn in projects and reports on time by starting them as soon as you receive them. Take breaks but make them short! Be on time for work.<ref>https://blog.udemy.com/short-term-goal-examples/</ref>
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*Manage your time well. Respond quickly to business calls. Turn in projects and reports on time by starting them as soon as you receive them. Take breaks but make them short! Be on time for work.<ref name="rf30">https://blog.udemy.com/short-term-goal-examples/</ref>
*Read books to inspire and guide you--choose books written by successful career people—people you'd like to emulate.<ref>http://careerbright.com/job-search-tips/interview-question-what-are-your-long-term-career-goals</ref>
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*Read books to inspire and guide you--choose books written by successful career people—people you'd like to emulate.<ref name="rf31">http://careerbright.com/job-search-tips/interview-question-what-are-your-long-term-career-goals</ref>
*Be fluid in your career and the decisions you make.  The workplace is constantly changing.  So, too, will you as you learn more and become more efficient and valuable through experience and good work habits. Be willing to make changes as circumstances change. .<ref>http://www.iseek.org/careers/careergoals.html</ref>
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*Be fluid in your career and the decisions you make.  The workplace is constantly changing.  So, too, will you as you learn more and become more efficient and valuable through experience and good work habits. Be willing to make changes as circumstances change. .<ref name="rf32">http://www.iseek.org/careers/careergoals.html</ref>
*Take calculated risks when you're young. Taking risks while you still have time to recover from them makes sense. The rewards are great for a successful risk. When you're older, you'll most likely have a family and the financial responsibilities that go with it and your investments should become more conservative.<ref>http://www.investopedia.com/articles/younginvestors/08/generation-y.asp</ref>
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*Take calculated risks when you're young. Taking risks while you still have time to recover from them makes sense. The rewards are great for a successful risk. When you're older, you'll most likely have a family and the financial responsibilities that go with it and your investments should become more conservative.<ref name="rf33">http://www.investopedia.com/articles/younginvestors/08/generation-y.asp</ref>
  
 
== Related Articles ==
 
== Related Articles ==